Stress Testing & Capital Planning
Anticipate Risk. Inform Strategy. Strengthen Resilience.
Techstra Consulting helps financial institutions design and execute stress testing frameworks that go beyond regulatory checkboxes. We focus on commercial real estate and liquidity stress testing – integrating results directly into your budgeting and capital planning processes.
🧱 The Challenge
In today’s environment, small and mid-sized institutions face mounting pressures to:
- Quantify exposure to CRE market volatility
- Demonstrate liquidity resilience under adverse conditions
- Align stress testing results with capital adequacy and strategic planning
Yet many institutions lack the internal bandwidth or tools to build defensible, data-driven frameworks.
💡 Our Approach
We collaborate with your team to build stress testing models that reflect your institution’s actual portfolio, funding structure, and strategic goals. Our process includes:
- 📊 CRE stress testing based on property type, geography, and borrower profile
- 💧 Liquidity stress testing across funding sources and runoff scenarios
- 🧮 Integration of stress results into multi-year budgets and capital forecasts
- 🧩 Scenario design tailored to your institution’s risk appetite and regulatory profile
- 📋 Documentation and examiner-ready reporting packages
🧠 Why Techstra
- Deep experience in CRE portfolio modeling and liquidity risk frameworks
- Hands-on development of capital stress testing tools for board and regulatory use
- Excel/VBA automation for repeatable, auditable stress testing workflows
- Strategic insight paired with technical execution – no black-box models
- Trusted by leadership teams for clarity, defensibility, and institutional alignment
📞 Ready to Build a Resilient Framework?
Let’s discuss stress testing tools that inform strategy – not just satisfy regulators. Contact us to schedule a consultation or request a sample model.